Accident Insurance
Select a plan option to view your exclusive rates.
*


Please provide a gender
Monthly Rate

$8.97


Both plan options include the same schedule of benefits but the Medium High plan offers a larger amount to help with medical and out-of-pocket costs.
* Member must be 64 years old or younger to enroll.

State Bar of Wisconsin Accident Insurance

Accidents can happen, but you can prepared with Accident insurance available at affordable group rates. Coverage is issued by The Prudential Insurance Company of America.

info graphic with hand holding clock

Receive a lump-sum benefit

that can be spent however you like
info graphic with thumb up

Acceptance is guaranteed

no medical exams or health questions
info graphic with hand holding carrying suitcase

Coverage you can keep

even if you change jobs, as long as you remain a member

You can focus on recovery, not your finances

if the unexpected accident happens.

Accident Insurance Benefits

Accident Insurance pays a lump sum benefit that you can use for any purpose, including help with some of the co-pays, co-insurance, or other out-of-pocket medical expenses and non-medical expenses. The chart below illustrates the plan highlights and the difference between the Low Plan and High Plan coverage amounts.

Benefits Paid From an Injury Caused By an Accident
Type of Loss Medium
Low
Plan
Medium
High
Plan
Broken Tooth
Broken or chipped tooth (with no exposed dentine) $50 $100
Broken tooth (with exposed dentine) $200 $400
Burns - 2nd Degree
Less than 40 square centimeters of the body surface $500 $900
At least 40 but less than 100 square centimeters of the body surface $800 $1,200
At least 100 but less than 300 square centimeters of the body surface $1,000 $1,400
At least 300 square centimeters of the body surface $1,200 $1,700
Burns - 3rd Degree
Less than 40 square centimeters of the body surface $2,000 $4,000
At least 40 but less than 100 square centimeters of the body surface $3,000 $5,000
At least 100 but less than 300 square centimeters of the body surface $4,000 $6,000
At least 300 square centimeters of the body surface $5,000 $7,000
Coma $10,000 $12,000
Concussion
With no loss of consciousness $150 $300
With loss of consciousness $300 $500
Dislocation
Dislocation, Partial 35% 65%
Lower jaw or foot (except toes) $600 $800
Spine $1,500 $2,000
Collarbone $600 $800
Shoulder joint $600 $800
Rib $500 $700
Elbow $500 $700
Wrist $500 $700
Hand except fingers $500 $700
Finger or toe $75 $125
Foot except toes $600 $800
Hip $2,000 $2,500
Knee $600 $800
Ankle $600 $800
Eye Injury $300 $500
Fracture
Skull (simple non-depressed) $800 $1,200
Skull (depressed) $1,500 $2,000
Facial bone including nose, except upper or lower jaw $600 $800
Upper jaw $600 $800
Lower jaw $600 $800
Spine (vertebral processes) $1,000 $1,400
Spine (vertebral body except vertebral processes) $1,250 $1,750
Collarbone $600 $800
Shoulder blade $600 $800
Breast bone $1,250 $1,750
Rib $400 $600
Pelvis except tailbone $1,250 $1,750
Tailbone $300 $500
Upper Arm $500 $700
Forearm $500 $700
Wrist $500 $700
Hand except fingers $500 $700
Finger $75 $125
Hip or thigh (or both) $2,000 $2,500
Kneecap $600 $800
Leg except high $1,000 $1,400
Ankle $600 $800
Foot except toes $600 $800
Toe $75 $125
Chip $65 $90
Hernia
Femoral $150 $250
Inguinal $150 $250
Herniated disc $500 $700
Lacerations
Total is less than 5 centimeters long $100 $175
Total is at least 5 but less than 15 centimeters long $300 $500
Total is at least 15 centimeters long $600 $1,000
Paralysis
Four limbs $15,000 $25,000
Three limbs $12,000 $20,000
Two limbs $8,000 $12,500
One limb $4,000 $7,500
Rupture Disc $500 $700
Tear
Cartilage $600 $800
Ligament $600 $800
Rotator cuff $600 $800
Tendon $600 $800
Abdominal Injury $500 $1,000
Thoracic Injury $500 $1,000
Hospitalization
Hospital Stay <24 Hours $125 $175
Hospital Inpatient $200 $250
Transportation $100 $100
Lodging $60 $60
Warnings
validation warnings here.